If you have a pet and are really concerned about their welfare (as well you should be), you probably also know that trips to the vet can be expensive. Unlike human healthcare, pets are not covered by the government. Pet insurance is a possibility, though not for everybody. Fortunately, there are also other options for coping with a hefty vet bill.
Pet Savings Account
Just as you put away money to save for something you wish to buy, or to have some cash-on-hand in the case of an emergency, contributing each month to a pet savings account at your local financial institution can help to cushion the blow of both yearly check-ups and sudden emergencies.
Get a Second Opinion
Ever take your car in for what looks to be routine work only for the mechanic to tell you that a fix will require several thousand dollars? Instead of having a meltdown there on the spot, the smart course of action would be having someone else look at the vehicle for a second opinion. Their suggested charge may not be all that different or may be dramatically different.
The same holds true with veterinarians; some are better at knowing just what is required than others. There are also some practitioners who are in it mainly for the money and will charge you inflated rates. Shopping around can make you more confident about dealing with a certain vet.
Many vets are honest in regards to their costs and also sympathetic towards clients and their situations. If you are facing a major bill, ask the vet whether if it is possible for you to make payments in installments over the course of a few months. Many will be agreeable to this.
Seek a Loan
Financial institutions might not be sympathetic to your plight, but it is worth a try. Another alternative is organizations that provide grants or loans to help people in your position. Ask your vet for more information on this option.